California Car Insurance Laws and You

If you drive a car in California, there are certaincertificate of self insurance.
laws that affect you. Under the state's insurance4. A California licensed insurance company can
laws, you are financially responsible for yourprovide you with a surety bond for $35,000.
actions. You must show your ability to pay forUnder California law, you must have at least the
damages or injury to others resulting from thestatutory limits of minimum liability insurance or an
ownership or operation of a car in the state.approved substitute to compensate for injury or
Every driver and owner of a car is financiallyproperty damage you may cause. Nonconformity
responsible for their actions. The statutory liabilitywith the law will subject you to extremely harsh
insurance in California is subject to the followingpenalties. Your license may be suspended, for
limits...example.
Bodily InjuryYou can easily comply with California Car
$15,000 for death or injury of any one person,Insurance Laws by buying an auto insurance
any one accident.policy. It is your responsibility to provide liability
$30,000 for all persons in any one accident.insurance for any car you own regardless of who
Property Damageis operating the vehicle. It is illegal for cars to be
$5,000 for any one accident.operated without meeting this law.
Financial responsibility can be achieved in fourAnd, with the internet, you really do NOT have to
ways...waste time shopping for the best policy for you.
1. Coverage by a motor vehicle or automobileAll you have to do is go to a reputable insurance
liability insurance policy.quotes site, complete a form and then you'll get
2. Depositing $35,000 with the Department ofauto insurance quotes from a number of agents.
Motor Vehicles.It has never been this easy to get the policy you
3. If you own a fleet of more than 25 vehicles,need.
the Department of Motor Vehicles will issue you a