| California Freedom Blue plan 1 is a Medicare | | | | No referrals necessary when seeking medical |
| Advantage PPO plan from Anthem Blue Cross of | | | | attention. You can see any of the Anthem Blue |
| California. The Freedom Blue plan is available in | | | | Cross of California PPO providers at anytime |
| three options. The Freedom Blue Classic offers | | | | anywhere in the State of California at anytime. |
| the Medical Insurance portion only, without | | | | Simply make an appointment and go. Members do |
| prescription coverage. Plan 1 is the zero premium | | | | not have a primary care physician, who organizes |
| plan which includes the Medicare Part D Rx | | | | your health care, which give you much more |
| coverage. The third plan is called Freedom Blue | | | | control of your health care. |
| Plus for $31.00 per month and includes the medical | | | | Some of the Freedom Blue Plan 1 Basics: |
| along with the prescription coverage. The reason | | | | - $0 monthly premium. |
| for the higher monthly premium is the Freedom | | | | - $15 doctor visit copay, $35 copay for specialist. |
| Blue Plus plan has lower office visit copayments | | | | - $3,350 annual out of pocket maximum. |
| and includes a more comprehensive chiropractic | | | | - $500 annual deductible. |
| benefit. Other than those two areas the Plan 1 | | | | - $850 for each hospital stay. |
| and the Plus plan are very similar. Because the | | | | - Medicare Part D Rx plan included. |
| plans are so similar and the Plan 1 being offered | | | | To apply for a Freedom Blue plan you must have |
| for no monthly premium, it is by far the most | | | | Medicare Parts A and B, and over age 65 or |
| popular of the three offered plans. | | | | currently disabled. Because they are considered |
| All plans are considered PPO (Preferred Provider | | | | Medicare Advantage plans you can switch to a |
| Organization) plans, which means you can see any | | | | Freedom Blue plan during the Annual Enrollment |
| physician, specialist or hospital in the United States. | | | | Period (AEP) which is from November 15 through |
| Although you will benefit with lower copayments, | | | | December 31 each year. Also if you are new to |
| percentages and deductibles when you see a | | | | Medicare Part B or have recently lost your |
| participating PPO network provider. A PPO | | | | employer based health insurance, you are allowed |
| network is when an insurance company like | | | | to enroll into a Freedom Blue Plan. |
| Anthem contracts with medical professionals and | | | | For all enrollment, qualification and benefit |
| facilities to perform their services at a lower | | | | questions please contact an Anthem Blue Cross |
| agreed price for the members of the insurance | | | | agent for more information. |
| plan linked to the PPO network. | | | | |