| California has the nation's richest pregnancy and | | | | your pregnancy disability, and maternity leave. |
| maternity benefits. Four separate laws combine to | | | | Both the state disability and paid family leave |
| provide up to seven months of partially paid, job | | | | provides a maximum of 55% income replacement |
| protected leave should the need arise. But the | | | | up to a hard dollar cap of $987 per week in 2010. |
| partial pay of 55% means a 45% pay cut during | | | | At minimum you will be facing at least a 45% pay |
| this time. You can better survive a seven-month | | | | cut during this time. If your income exceeds |
| job hiatus by purchasing supplemental disability | | | | $93,316 annually, you will hit the hard dollar cap |
| insurance before getting pregnant. | | | | and your pay cut will exceed 45%. |
| Four separate California laws combine to create | | | | Seven months at a 45% pay cut can severely |
| up to seven months of job protected, partially | | | | damage a family finances, especially when the |
| paid leave. The California pregnancy disability | | | | additional expenses of feeding, clothing, and raising |
| protects your job for up to four months before | | | | a newborn get added into the picture. Purchase |
| your delivery should you experience complications. | | | | supplemental short term disability insurance before |
| The CA Family Rights Act provides a fresh set of | | | | getting pregnant. Your normal labor and delivery |
| twelve weeks (nearly three months) of job | | | | will be a covered benefit, and you will close the |
| protected leave after your delivery. The California | | | | gap on your big pay cut should the need arise for |
| State Disability Insurance (SDI) and Paid Family | | | | seven months of missed work. |
| Leave provide partial income replacement during | | | | |