| When someone rents a car, the automobile rental | | | | policy so offered and judge it against the |
| companies hold the renter accountable under the | | | | requirements you have. It would be prudent to |
| rental agreement for damage to their car. They | | | | discuss the policy with the car rental agent, rather |
| offer a Damage Waiver at an extra cost. This | | | | than just read the summary over the website. |
| Damage Waiver is not insurance, but a contractual | | | | Sometimes you are not required to purchase any |
| agreement between the renter and rental | | | | car rental insurance because you are already |
| company. If a waiver is not purchased, it is | | | | covered by your car insurance. Usually, your |
| important to review your own automobile policy | | | | coverage does remain the same with a rented |
| to determine if any extension of coverage applies. | | | | car as it would if you would be driving your own |
| Also, establish how the liability coverage afforded | | | | vehicle. Also, you could be covered by auto |
| by your policy applies in the event you are at | | | | insurance coverage under your credit cards. You |
| fault in an accident with the rented vehicle. In | | | | should check with your credit card company |
| California, you are required to have auto insurance | | | | about the coverage to which you are entitled. |
| regardless of whether you are driving your own | | | | Before you rent a vehicle, check the financial and |
| car or if you are renting one. | | | | insurance obligation you will face, and find out how |
| Rental car agencies do provide wide range of | | | | these would be covered by your own auto |
| auto insurance coverage and it would not be | | | | insurance. In case you do need to exercise your |
| prudent to blindly select rental car insurance as | | | | insurance policy and realize that certain aspect is |
| every policy offers its individual advantages under | | | | not currently covered, you should check if it |
| particular situations. You should examine each | | | | would be covered under other insurance policies. |