| A California SR22 insurance policy is a type of | | | | driving offense. |
| auto insurance policy required for California drivers | | | | 3. You switch SR22 providers. Yes even if you |
| after a DUI related offense by the DMV and the | | | | switch SR22 insurance companies they are still |
| courts. In California it is required for a minimum of | | | | required to file a Notice of Cancellation of |
| 3 years after a drunk driving conviction. | | | | California Insurance Proof Certificate, SR26/SR1PF |
| The SR22 policy serves as an agreement | | | | (Rev. 4.91). This will tell the DMV that your |
| between the California Department of Motor | | | | relationship with the SR22 provider has ended. |
| Vehicles and the SR22 provider that requires the | | | | Who Provides California SR22 Insurance? |
| insurance company to immediately notify the CA | | | | Typically the larger national auto insurance |
| DMV should the insurance company not be | | | | companies don't do SR22 policies for two main |
| providing insurance for the driver anymore. This | | | | reasons; first they don't like to assume the risk |
| could be due to several reasons: | | | | that 'high risk' policies involve and second they |
| 1. A lapse in coverage. Your California SR22 | | | | don't want to deal with the extra paperwork and |
| insurance policy could lapse due to missing a | | | | regulations required of insurance companies that |
| payment or even just being late making a | | | | handle SR22 insurance policies. |
| payment. | | | | What this means is that you'll have to seek out |
| 2. Termination of your coverage. If the insurance | | | | smaller companies and insurance brokers who |
| company decides that you are too high of a risk | | | | specialize in this type of insurance. |
| due to maybe another accident and/or drunk | | | | |