Do You Know Where Your Important Personal Records Are?

Living life creates a paper trail. From birthWhy is this necessary?
certificates to car insurance to marriage recordsAfter looking at the extensive list of documents
and name change documents, a person's life canthat should be securely saved, many need to be
be summarized by the important documentsreminded exactly why this is an important
they've amassed. Keeping these documents bothorganizational project.
secure and easily accessible is very important, butIf the house is on fire, knowing exactly where to
is often seen as a daunting task.grab important documents, if there's time to
When faced with mounds of paperwork thatrescue any household items, can make the
must be sorted in order to identify whichaftermath much easier. Alternately, if the
documents are deemed "important," people tenddocuments have been stored in a fireproof safe,
to freeze, push the papers back into the drawer,they'll be one less thing to have to worry about
closet or box they came out of, and leave therescuing. On a day to day basis, an organized
project for another day. By the time that daysystem can help save time; bank and property
finally comes, the papers seem to have multiplied.statements will be easy to locate at tax time and
In the ensuing whirlwind of sorting through, it'sbirth certificates easy to lay hands on during
easy for some to mistakenly end up in the trash,sports registration periods, for example. In the
which could lead to serious problems.event of a death, family members won't have to
The documents might be needed for identification,wonder where the deceased could have hidden a
medical history, financial issues and property orwill, but will find it easily.
estate management. While they aren't needed tooFrom a more sinister viewpoint, it's important to
frequently, most find that when they areknow where your documents are to be sure that
necessary, locating them quickly is usuallyno one else has managed to steal them. Identity
important. Breaking the project down into a fewtheft, a ballooning problem in today's society,
easy steps will make it seem much moreoften occurs when thieves are armed with just
manageable.the sort of personal information listed above. A
First, decide what documents you want to store.secure, organized system will make the chances
Consider the following:of a birth certificate being discarded much less
- Personal: birth certificates, marriage records,likely, and will make it easier to realize if anything
divorce records, social security cards, educationhas gone missing.
records, military records, medical recordsWhere to find official copies of important personal
- Family: social security cards, education records,documents?
medical records, genealogy records, deathIf key vital documents, like birth, death, marriage
certificatesor divorce certificates, are missing from the now
- Financial: Tax returns, bank statements, stockorganized files, it's easy to locate them quickly by
certificates, savings bondspurchasing them through a reliable online service
- Home: Closing docs, loan docs, home warranties,vital record agencies. Good luck with storing your
home insurance, homestead docs, car titlesimportant personal records. Remember, when
- Estate: Life insurance, real estate deeds,broken down into a few simple steps, this task
collectibles, willsbecomes much more manageable.