| You pay your insurance premiums every month | | | | cover your injuries. To prevent such an |
| so that if you or another driver is seriously | | | | occurrence, Florida drivers should have the |
| injured, you are covered. So nothing seems more | | | | following coverage to be fully protected in the |
| unfair than being injured or having vehicular | | | | event of an accident: |
| damage at the hands of an uninsured motorist. | | | | - Bodily injury liability |
| Unfortunately with today’s economic climate, | | | | - Uninsured and/or underinsured motorist |
| your chances of being hit by an uninsured driver in | | | | insurance |
| Florida are 23 percent, according to the Insurance | | | | Auto Insurance Required by Florida Law |
| Research Council, and likely to increase to 28 | | | | As a no-fault state, if you are injured in a car |
| percent by 2010. | | | | crash in Florida, your insurance will pay the |
| Because the state of Florida does not require | | | | following, up to your insurance limits, whether you |
| drivers to carry bodily injury insurance, the | | | | were the responsible party or not: |
| chances of you having an accident with someone | | | | - Medical bills |
| who is not fully protected or prepared to fully | | | | - Prescription reimbursements |
| protect others is increased. If you’ve had an | | | | - Lost wages |
| accident with an uninsured driver in the Orlando | | | | Auto Insurance Not Required by Florida Law |
| area, the best way to protect your rights is to | | | | Bodily injury liability is not required by Florida law, |
| contact a car accident lawyer. | | | | so if a driver causes an accident and can not |
| Uninsured Motorist (UM) Insurance | | | | afford to pay for the damages, then the driver |
| The state of Florida is a no-fault state and | | | | must purchase bodily injury liability for the future |
| requires its drivers to carry Personal Injury | | | | and show proof of that insurance. |
| protection (PIP) and property damage insurance. | | | | To learn more about Florida law or how to |
| However, the amounts required by law are low. | | | | choose an attorney after a car accident in the |
| So, even though you think you are fully covered | | | | Orlando area, please visit the website of Florida |
| by the minimum legal insurance requirements, you | | | | personal injury attorneys Colling Gilbert Wright |
| may be surprised when coverage is insufficient to | | | | & Carter. |