Hotel Financing - Dearth of Money But Still a Good Investment

Hotel financing, and especially hotel constructionannum through 2011, partially aided by the
financing, has become one of the more difficultdemand caused by displaced residents of
types of projects to finance in the currentHurricane Ike.
economic environment. Commercial financingWe see hotel construction financing in the right
overall has been cut significantly with banksarea as a good investment at this point for a few
tightening underwriting standards and pulling back.of reasons. Hotels require, in general,
Hotel financing however, has been among theapproximately 12 months to construct. This sets
hardest hit due to the overall increasing vacancythe completion date in the second quarter of 2010
rates and decreasing room rates.where some areas will see growth. Furthermore,
According to a March 2009 research report bybecause of the economic downturn, construction
PKF Hospitality Research, average occupancyhas decreased drastically causing less demand for
rates are expected to decrease by 7.8% andconstructions services overall. Because of the
room rates are expected to decrease by 6.4% in"oversupply" of construction services, it is a
2009. This combination of events is estimated tobuyer's market for these services which is driving
decrease overall hotel profits by 30.1% in 2009.down the cost to build.
This is the largest drop in hotel profitability sinceHotel acquisition financing can be a secure
the great depression. It's estimated that it willinvestment for many of the same reasons listed
take until the first quarter of 2011 beforeabove. Additionally, with the current banking crisis
occupancy and revenue increase. Not good, notmany banks are trying to get loans off their
good at all.books and are often very willing to negotiate a
So who in their right mind, in the currentsignificant note buy down. Just as decreasing
environment with this dire forecast, would offercosts for construction help keep the cost to build
financing for both hotel acquisition and hotellower, buying down the note can decrease a
construction? We would, and here's why; allbuyers cost of acquisition making these purchases
localities are not created equal and we believean excellent opportunity for immediate equity.
that the worst quarter for hospitality has justHotel financing in the current climate can be tricky
passed.and a somewhat risky venture. However, by
Revenues for hotels in some areas are expectedtaking into account the forecasted growth within
to increase in the last quarter of 2009 witha city, the specific location, the decreased cost to
fourteen cities, including Atlanta, Detroit, Raleigh,build and the always important experience of the
Minneapolis, Orange County, CA, Chicago andowners/management, we see the hotel sector as
Dallas, expecting to see an increase in 2010.one that still warrants investment.
Texas hotel demand is set to increase 2% per