The Secret to Saving on California Workers' Compensation Insurance

"body">waste of time for someone whose skills can be
California business owners continue to feel theused for driving profit - back to the business.
pressure from not only a poor economy - butAn employee leasing company allows to you
now an increase in state workers' compensationcombine these unproductive areas of your
insurance rates. A recent California Department ofbusiness and save money on insurance costs - all
Insurance analysis of the top 100 workers'for less than you could do on your own! With a
compensation insurers in California found that ofmaster work comp policy that pools your
59 companies that filed a notice with the statebusiness with hundreds of others, you'll receive
indicating they intend to change rates, 42 filed forhuge discounts (up to 40%) compared to
rate increases of between 0.6 percent and 12California state fund rates. You can also get
percent, for an overall average hike of 4.1started with little to no money down, on a pay as
percent.you go program that's easy to use and you'll
As California annually tops the nations list ofnever be audited.
highest work comp rates, business owners areThe concept was simple and makes sense when
rapidly discovering employee leasing services, alsoyou consider this. You started a business to sell a
known as professional employer organizations - orproduct or a service and hopefully generate a lot
PEOs. These services have been around forof revenue. Then you quickly discover the
almost 30 years but have seen the mostadministrative side of running a business and
dramatic growth in the last decade as employershaving employees. You soon realize the amount
have grown more accustom to outsourcingof time wasted dealing with employee related
unproductive and non-revenue generating work.paperwork and management issues, taking you
Employee leasing services were designed to helpaway from what your real expertise is.
businesses reduce employee related costs byThis isn't a new theory or something made up by
outsourcing the administrative work involved withPEOs to sell more services. The Small Business
having employees.Administration reports that business owners can
Consider the time spent on payroll - and not justspend up to forty percent of their time
plugging in the hours and spitting out checks.consumed with employee related administrative
Office supply trips for checks, ink cartridges andwork. And the Department of Labor reports that
updated software. How about quarterly andby the year 2020, more than half of all Americans
year-end reports, W2's, wage garnishments andwill be co-employed through an employee leasing
payroll tax deposits just to name a few?service.
What about the frustrations of dealing withThere's never been a better time to investigate
insurances, like workers' compensation, generalthe benefits a leasing company may have on
liability - or maybe the worst - group healthyour business. Reducing overhead costs without
insurance? Audits, claims management anddecreasing your services and giving you more
questions along with yearly increases - thentime to focus through these difficult times, may
shopping for potentially better rates, is a colossaljust be your business life saver.