| If you are driving on a California road, you want | | | | limits than this, but this is only the minimum |
| to be sure that you have proof of insurance with | | | | amounts that California says you must have. |
| you because failing to do so is as good as being | | | | Please keep in mind that comprehensive or |
| busted by the California Department of Motor | | | | collision insurance is not considered as a vehicle |
| Vehicles (DMV). It is also for your own good | | | | financial responsibility requirement by DMV. It is |
| actually. California liability insurance ensures financial | | | | highly recommended to seek assistance with your |
| responsibility no matter what your fault is, for any | | | | agent or broker regarding the adequate liability |
| damage or injury caused by an accident in the | | | | insurance coverage for every vehicle you |
| road. | | | | possess. |
| According to the California Insurance Code | | | | Also, the DMV has not required trailers, |
| §11580.1b, the minimum amount of liability | | | | off-highway vehicles, Government registered |
| insurance coverage for private passenger vehicles | | | | vehicles, and special equipment vehicles to carry |
| would be $15,000 for injury/death to one person; | | | | proof of liability insurance. If your vehicle is not on |
| $30,000 for injury/death to more than one | | | | this list you better make sure you have proof of |
| person and $5,000 for damage to any property. | | | | financial responsibility with you all the time because |
| The best part of California Liability insurance is | | | | if you do not, you can have your driving privileges |
| that it does not only compensate for the policy | | | | and registration suspended, your vehicle |
| holder alone, but it does so also to a person for | | | | impounded, and be liable for damages. California |
| damage of property or personal injury. Naturally, it | | | | liability insurance is for the good and security of |
| goes without saying that you should have higher | | | | everybody driving on the road. |